.body {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #000000}
.menu { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px ; color: #FFFFFF}
a:link {  color: #000099}
a:visited {  color: #000099}
a:hover {  color: #990000}

.menu a:link {  color: #FFFFFF; text-decoration: none}
.menu a:visited {  color: #FFFFFF; text-decoration: none}
.menu a:hover {  color: #FFFFFF; text-decoration: underline}

.under {text-decoration: underline}
 H1 { font-family: verdana, arial, helvetica, sans-serif; font-size: 13pt; color: #000000; font-weight: 600 }

 H2 {font-family: arial, verdana, helvetica, sans-serif; font-size: 12pt; color: #323774; font-weight: normal}

 H3 {font-family: arial, verdana, helvetica, sans-serif; font-size: 11pt; color:#461A25; font-weight: normal}
 h4 {font-family: verdana, arial, helvetica, sans-serif; font-size: 9pt; color:#461A25; font-weight: bold}
.table {font-size: 11px; color: #000000; line-height: 16px}
P { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #000000}
DL, DD {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #000000}

